Saturday, December 28, 2013

When you open a barclays savings account you need a passport to prove identity at the branch?

When you open a barclays savings account you need a passport to prove identity at the branch?
I have a current account and plan on opening a savings account online. Don't think I need to prove identity as I have logged into my account. What do you think? Which is best savings account?
Personal Finance - 11 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
yes or a photo driving licence
Answer 2 :
dont go to barclays, they are crap, try a building society
Answer 3 :
generally, anything gives better interest than Barclays
Answer 4 :
I have 3 current accounts and 3 savings accounts with various banks.. Also have ISA and bonds and unit trusts... Have never had a passport.. I believe I was once asked for a ulility bill. That is all .
Answer 5 :
Go to T, S B.
Answer 6 :
I work for barclays and they give good saving account. You do need photo ID, proof of address and maybe your national insurance (i think if you are getting your wages paid in). A passport, citizen card or driving license should do it.
Answer 7 :
You need to provide ID when opening any bank account. It is the law to prevent fraud taking place.
Answer 8 :
You may need a personal password and logging details to open anaccount on-line. They may ask your current account details for identity incase of fraud. For savings account to my view try a building society. if you live in UK try Newcastle building society. RECOMMENDED BY ME.
Answer 9 :
You need certain forms of identity to open any bank account, usually a current passport or driving licence, and two utility bills/credit card bills or council tax bill as proof of address. Once you already have an account with a particular bank you dont have to keep supplying these forms of identity, but you can merely go ahead and open an additional account. Can you not speak with your investments advisor at Barclays who will, I am sure, point you in the right direction with regard to your savings requirements. I think it depends on what you need - whether you might want to make regular savings or the odd lump sum investment. A mini cash ISA might be an alternative where you get your interest tax free. National savings and investmen ts offer the best interest rate on mini cash isas at the moment. Shop around - but if you particularly want to stay with Barclays, make them do the work to keep your business and pick their brains.
Answer 10 :
I have a current account with Barclays and when I opened an e-savings account I just applied online and didn't need to provide any additional identification (after logging into my account), but when I opened an ISA in the branch they asked for personal and address identification.
Answer 11 :
Barclay's have had to borrow £1.3 Billion from the bank of England. A load of senior execs have resigned. Alarm bells are ringing!!!!!! Wouldn't touch them with a barge pole.

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Saturday, December 14, 2013

Business accounting spread sheets?

Business accounting spread sheets?
Can some one tell me the best way of keeping business records for my fastfood business I am looking for templates for purchases and daily sales.
Other - Business & Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Headings would be (SALES) (FOOD EXPENSE) (GENERAL EXPENSES) SALES - from each day Food Expense - what food items you buy to prepare and sell General Expenses - utilities, rent, repairs (equipment), and whatever other expenses you incur of this nature Keep all your receipts together for each day or each week and enter them by the day You want your food costs to be separate to know if you are making enough in sales or need to raise your prices - - Normally software is expensive and for a large business and more than you need
Answer 2 :
If you have microsoft office on your computer you can download free templates from the microsoft site & taylor them to your own needs. There's lots of templates in other languages as well as English (UK). There's all kinds of things that you could use for your business not just spread sheets. Have a look and you will see what I mean. Hope this helps.

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Saturday, December 7, 2013

My local MP has made an "accounting error." Easily done, eh?

My local MP has made an "accounting error." Easily done, eh?
The dirty thieving bastard. I've emailed him, and written to the twat. What else can I do? Nobody is answering the phone at the local office for some reason..... http://www.telegraph.co.uk/news/newstopics/mps-expenses/5334280/David-Chaytor-Labour-MP-suspended-by-his-party-over-expenses-disclosures.html
Politics - 11 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Throw a brick through his window. "Sorry officer, it slipped out of my hand" Easily done indeed. Oh, you may like this : http://www.gopetition.co.uk/online/27732.html
Answer 2 :
Most MPs nowadays are making many "mistakes" do to with finance. Jeremy Brown doesn't seem to have made any of these, so Somerset are okay!
Answer 3 :
What you can do, is use the only real, and truly effective! weapon you have at your disposal. Go quietly and deliberately to the poling booth on June the 4th. and vote for any! other party. vote ukip, British national party, the Green party. Even! the monster raving loony party. but don't give your vote to any of the main three parties. kick them out of politics. humiliate them in front of their masters, the EU. Its in your! hands.....quiet and deliberate revolution is far more powerfull than running around like headless chickens fuelled by anger and frustration. then follow it up at the general election. They only have power because YOU SAY SO!! ....take it away. make a start on june the 4th. don't get mad, (((GET EVEN.)))
Answer 4 :
Accounting error? That's just an excuse....when was the account done? If they haven't been found out....they'll just carry on as if nothing happen.....I can assure you that.
Answer 5 :
Do not fret. We in the US have the same problem ---- some of the people serving in the top positions of our government make "errors" like that on their taxes and people they employ. It must be something in the water that affects the brain and they cannot handle money. We don't get any response from ours either.
Answer 6 :
HIS MISTAKE IS TO LET THE PAPERS HAVE CRUCIAL INFORMATION ON THEIR HANDS. HE SHOULD RESIGN FROM PARLIAMENT, PROSECUTED AND SENT TO JAIL FOR A COUPLE OF YEARS AND HIS HOME GIVEN TO A HOMELESS FAMILY GREEDY, CORRUPT BASTARD
Answer 7 :
If these MPs are so bad they keep making these mistakes or errors is it any wonder the country is in such a mess?!! Surely any political party should see that these MPs lack the skills required for the job and deselect them!!
Answer 8 :
Spoil your vote, if you don't know who to vote for in the oncoming elections just scrawl a big x through all the candidates names. But i have to admit thats a cracker i made an accounting error! Andrew Neil done a good one the other night on his show "this week", Guinness book of records have a new category, first person in history to ever forget they paid a mortgage off.
Answer 9 :
Do you not feel that your being too hard on your MP, after all the accounting error only made him =richer=, anyone can make a mistake, strange though errors= they =make in accounting do not lead in the main to jail sentences as they would if, you or I made the same mistakes. and pocketed the benefitss, having reviewed my first comment. I change my answer =no you should be very hard on your MP=
Answer 10 :
Whilst I agree with you sentiments, I hope you have written to him in terms more polite then you have used in this question. If you have not the letter will be dumped in the waste paper basket. The way to deal with these people is to put your points very clearly without being abusive and able to prove the points you are making if called upon to do so. Remember these people have a very thick skin
Answer 11 :
Er.... hang on a minute, foul mouth. Why shouldn't MP's screw the British taxpayer if they get the opportunity to do so? Your average Brtish voter is an expert at moaning, whinging and bleating, and then puts the kettle on to have a nice hot cup of tea whilst watching Home & Away. What was that about MP's? Not at the minute dear, i'm watching Alf and Toadfish. I'd do the same if i could, but content myself at the minute from stealing items from my employer. Stop moaning, and put the kettle on for god's sake. The average voter in the UK is as thick as a brick wall.

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Sunday, December 1, 2013

My company was victimised by a fraudulent accountant and I am not sure what to do?

My company was victimised by a fraudulent accountant and I am not sure what to do?
He is not a qualified accountant to practice the profession. He used my company and did many dodgy things and started a new accounting firm. I am afraid to complain to Inland Revenue as it may put my company in red. Recently he got some visa problems and leaving this country along with many clients and telling that he can do their accounts from abroad. I don't know his client list to alert them. What should I do and whom should I complain and how can I sort my own accounts? Please help me and guide me.
Law & Legal - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I know nothing about business, .......but common sense tells me to contact the Inland Revenue and the police. You must do this to keep your own name clean.... I wish you all the best and hope you can get this mess sorted out.
Answer 2 :
You were "victimised," by an accountant who did "dodgy" things (obviously he discussed this with or you wouldn't know about it) for which going to IR will put your company in the red? At what point did the alarm bells ring? Best advice is to go to a recommended, qualified (with professional membership) accountant and let him sort it out. If you could have sorted your own accounts out in the first place you wouldn't be in this trouble!
Answer 3 :
From what you write you would seem to have had some knowledge of this persons irregularities for some time?, Go to the inland revenue, and the police as there could be an infringement in law against this person. But whatever you do be prepared that you yourself, will have to answer some very detailed questions by these two depts officials
Answer 4 :
How will not reporting it keep you in the black? If he is damaging your company, keeping quiet will only allow him to do it to more people. If you are prepared to involve Inland Revenue, without the support of a circumstantial audit, you already have significant documentation. Regardless you will still need another firm to assess the entire system. Your first paragraph seems to be more fraud than tax issues. You were only a victim to the point you became suspicious and silence only aggravates the situation. If you begin with the local authorities, they will be able to alert the other clients and notify any additional agencies. Good Luck.
Answer 5 :
As to your last question "how can I sort my own accounts", things are probably too bad by now for you to still be able to fix it yourself. You will need to hire another accountant to straighten out your books. Make sure to get a qualified one this way.
Answer 6 :
You mut speak to inland revenue. They will do what they can to help and if you put it off it will end up worse for you The accountant needs to be reported to trading standards at least Also....even though he is not qualified you should still contact the institute of chartered accountants so they can be on alert and warn people should he return to the country Find a book keeper by looking through your local paper for this years accounts....and purchase sage software and either learn it or employ a part time person to control it. it will be cheaper than a firm of accountants

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